Thames Credit Limited Review

Thames Credit Limited

I had three letters from these people and I know I owed nothing as I have always had a principle of not having credit of cards I just Iggyed the letters and three weeks later two what I can only describe as thugs in suits knocked on my door when I opened it one put his foot in the door to cut a long story short,Luckily I am quiet Large and so is my brothering law who was visiting at the time they soon went on there way,I don't no if it is the same Thames Credit Limited but these work out of a po box no in bromley kent who knows what would have happened if my wife was home on her own be warned they are more than cowboys.

Your Comments/Opinions

Thames credit limited have been sending letters to several people who have the same name as me with details of an overdraft despute that I have with my bank. I would recommend avoiding this company at all costs. Thames credit limited do not seem to be registered with the data protection people either.

anon222

I suggest you visit www.thamescredit.co.uk and check all the registered numbers - I can assure you now Thames Credit Limited are registered with every notable organisation.

anger

The details are not on the thamescredit.co.uk website, I have not been able to find any information on the data protection act on there site but I have made a complaint to the information commisioner about the actions of Thames Credit Limited. If anybody receives a letter telling them that they owe money that they do not and the letter contains the details of an account they should download a complaints form from this page http://www.ico.gov.uk/complaints/data_protection.aspx I suggest that you record all phone conversations with thames credit (notify them that you are doing this at the beginning of the call), but ideally you should ask for them to correspond with you via post. Thames Credit can be contacted at the addresses below: AKTIV KAPITAL (UK) LIMITED 5-7 GROSVENOR COURT AKTI 7 FOREGATE STREET CHESTER CHESHIRE CH1 1HG Company No. 04267803 THAMES CREDIT LIMITED 6TH FLOOR ALDWYCH HOUSE 81 ALDWYCH LONDON WC2B 4RP Company No. 03749604

anon333

I have received two letters from Thames Credit Limited, saying I owe over £200 for an 'agreemwent' - they give a number, but they refuse to tell me what it is for. I told them I've never had a credit card, that I've never bouight anything on credit. Then they sent me a second letter, again telling me I owe this money - but again refdusing to say what it is for. This company is a total sham.

John (speaking to th

if they refused to tell you what for then it sounds like they couldnt verify you with data protection questions

stg

My daughter has had 2 letters from Thames Credit Limited, requesting £485.82 relating to an alleged Top Shop debt. Her name was spelt incorrectly in the letter. My daughter had an account with Top Shop 8 years ago, which, as far as she is concerned, has no unpaid amounts on it. She contacted Thames Credit Limited by telephone and during the call was told to 'make a payment now, or else'. No documentation relating to the alleged debt has been supplied by Thames Credit

Janet Galton

Thames Credit Limited Ride Again! I too am in the middle of a dispute with this company, they are now threatening to send 'my file' to their "Field Agents"! how scarry is that! Can anyone tell me if they will be forced to send me a copy of file under the Data Protection Act?

Bibster

This company is a very unprofessional bunch of cowboys that like to chase time barred debt they like to pray on the elderley and vulnerable in the hope that gullable individuals who dont know the law will make quick payments over the phone. Complain to the OFT about them- There is currently a case that has gone through parliament Beryl Brazier who committed suicide on the back of letters sent by Thames Credit hopfuly these criminals will have there liscense revoked for breach of OFT guidelines on debt collection.

Anon

has anyone had a good outcome from fighting these cowboys?? im wondering whether it would be easier to struggle and pay them rather than have them badger me for the next 6 years!!!

crazycat

Thames credit limited only chase debt that has been sold to them by credit companies (barclays, hfc bank etc), the debt would not be with them had you paid the previous company. in relation to stat barred accts, you scum bags have moved house and not paid your debts that is why accts get stat barred as companies like tcl have to chase you

TCL Supporter

Thames Credit have the blood of Beryl Brazier crying out against them the scumbags are debt collection agencies like TC that dont adhere to the OFT guidelines on debt collection "It is unfair to pursue a statute barred debt" "It is unfair to pursue a statute barred debt when the debtor has confirmed they will not pay" Section 40 of the administration of Justice Act makes harrasement a crminial offence. I suggest you report TC to every regulatory bbody under the sun - The Trading Standards, OFT, FSA Information Commissioner, Trade Asscociation. Thames Credit are responsible for the death of BERYL BRAZIER- TC ARE SCUM

ANON

I used to work for Thames Credit Limited and was a negotiator there. Yes thats right, when you called in and spoke to one of the negotiators, it could have been me! I hated every second of that job and left as soon as i possibly could. All the negotiators are motivated by targets, meaning the more money they get out of you, the more money goes in their pocket. The whole ethos of the company is to get as much money out of you for as little fuss as possible. Please take my word for it, not all the people that work there are bad!! Just doing a job..but a lot of them are sarcastic, money hungry idiots. Do everything you can to get a massive discount as i know first hand that debts are bought for almost nothing, and sold for as much as they can get. If possible, make a monthly deal. But above all, DO NOT PAY A SINGLE PENNY unless you have seen the original documentation. Request immediately the original application form. If your account is over 6years old from the DEFAULT DATE, then your account is stat barred, and they cant do anything about it. They can try to collect, but CANNOT take you to court, send bailiffs..all they can do is press redial or send out pathetic little letters. Thames Credit Limited is a money hungry, petty, stuck up organisation, and whilst they believe they have some power over you, they're just a bunch of penguins in suits sitting on the phone all day. Its a dull existence, and they hate being there. Its debt collection!! What a pathetic job! SOOOOOO glad im out of there and moving onto better things.

Marshall.S

tony

If these chimpanzes come to your door call the police telling them that there is two strangers at your door scaring you! They have no right to come to anybodies door unloess you have invited them or there is a tstated purpose and they have to leave if you tell them to. The operate yousing tactics of fear and manupulation - Report them to the OFT - Under section 40 of the admin of justice act and you local trading standards

anon

Manufacturers Description/Specification

Thames Credit Limited was initially part of the Olympia Capital Group of Companies based in Norway, trading since 1991. Olympia Capital was one of the largest and most successful companies of its type in Europe. Thames Credit Limited is part of the Aktiv Kapital ASA financial services Group, quoted on the Oslo Stock exchange. We currently have offices based in Northern Europe and associates in over 70 countries worldwide. The Group is composed of experienced professionals who have in-depth expertise in the areas of finance, trade, law, insurance, negotiation and human relations. Thames Credit Limited began operating from the London Borough of Bromley in June 1999 and is one of the leading companies of its type in the United Kingdom. Although debt collection companies have no formal regulatory body, Thames Credit Limited are members of the Credit Services Association and fully observe both Office of Fair Trading Guidelines and the CSA Code of Practice. Thames Credit Limited has revolutionised debt-collection techniques in the UK and operates an environment to encourage maximum team spirit amongst employees. The majority of employees are full - time Negotiators, whose key function is to make telephone contact with customers for the purpose of negotiating payment arrangements in respect of outstanding debt balances.

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